Archive for the ‘accident’ Category
Wednesday, June 25th, 2008 |
If you are a first-time driver, locating reasonable auto insurance can be one of the major challenges after the initial purchase of your car. There is no shortage of car insurance companies standing ready to offer you competitive rates as well as different kinds of insurance policies. There are two types that are most readily used by motorists: liability and full coverage. These two types of coverage represent the bottom line. Any other particulars of certain policies are built off of these. What are some of the differences? Is one better than the other?
Each state has its own guidelines and specific provisions that govern the use of car insurance. The regulations declare what minimum amount coverage is required by law. If you want to drive legal in most of the states, you will need liability insurance coverage. Liability insurance coverage provides the motorist protection against damage and injuries which were caused by you, including property damage.
This type of coverage is described in terms of numbers. Each of these numbers represents the components of the liability coverage. They are written like so: 20/60/10. The first number is the maximum amount your insurance company will pay to cover bodily injuries sustained by a single person, per accident. The second is the maximum amount that your insurance provider will pay for every injury caused by a single accident. The third number is the total amount that will be paid to cover property damage.
With full coverage you have far more provisions available to you. Yet there is a misconception that if you have “full” coverage, that all circumstances will be covered. This is not true. Full coverage includes two additional areas or components of insurance coverage besides liability called collision and comprehensive. Full coverage has a degree of flexibility about it. You do not necessary need both of these additional components. For example, comprehensive can be added by itself. In order to have to collision coverage you must have comprehensive.
With comprehensive coverage you have protection against other forms of damage such as those that come from natural disasters, fire, vandalism, and theft. For those who add collision coverage, they do so because they want protection in auto collisions.
There are clear differences between liability and full coverage. What type you decide to purchase depends on different factors like whether your car or truck is new, used, or under financing. It may also be a matter of how much coverage you want to buy. The costs will be higher if you opt for fuller coverage rather straight liability. If there are other features or special areas of coverage provided by the individual auto insurance provider, you may decided to pay for some parts but not others.
It is important to understand what type of coverage you need as well have a working knowledge of other types of coverage available and what each one offers you, the motorist.
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Wednesday, January 9th, 2008 |
An antique 1940 Chevrolet truck was stolen from a home in Eden Dec. 9, deputies said.
The truck, which belongs to 79-year-old Paul Wilson and was a gift from his father, was stored near an abandoned house between Brian Center and Vintage Road.
The culprits may be driving a late-model dark-colored truck with a trailer, deputies said. It’s been month now.
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Wednesday, December 19th, 2007 |
A 14-year-old Fernley boy died Monday night when a sport utility vehicle rolled in the Ceresola Flats area north of Fernley, Washoe County sheriff’s deputies said.
A 17-year-old with a learner’s permit took his uncle’s SUV without permission and went four-wheeling with six Fernley males ranging in age from 14 to 20. The driver admitted smoking marijuana before the accident, the sheriff’s office said.
Two passengers were in the truck bed when it rolled. The 14-year-old was ejected before and the SUV rolled over him. He was pronounced dead at the scene.
Passers-by notified authorities
Four people were taken by ground ambulance to Renown Regional Medical Center for nonlife-threatening injuries, and a fifth was taken from the area by a private vehicle, the sheriff’s office said.
One person was reported dazed and left the scene.
The Washoe County Search and Rescue Team and helicopter searched for him, but he was later found at his Fernley home, the sheriff’s office said.
The injured have been treated and released, the sheriff’s office said.
The teen driver was booked into the Jan Evans Juvenile Detention Center on suspicion of driving under the influence of an intoxicating substance causing death.
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Sunday, December 9th, 2007 |
Excessive speed and alcohol are said to be to blame in a crash that killed a couple and their three children.
Police have laid charges against the 50-year-old driver of the cement truck that was northbound on Macleod Trail when it struck a car stopped at a red light about 7 p.m. Friday.
Police say it’s the city’s single deadliest crash in recent memory. Insp. Guy Slater said the occupants of the car had been visiting people south of the city prior to the crash.
The fact evidence suggests speed and alcohol are factors in the crash underscores the senselessness of the tragedy, Slater said.
Witnesses reported seeing the truck being driven erratically and speeding minutes prior to it slamming into the car at an intersection. The force demolished the car, pushing it about 300 metres and killing everyone inside — the 41-year-old man driving, a 33-year-old woman and three children.
The youngsters, all properly restrained in the back seat, were six-year-old and nine-year-old girls and a 16-month-old boy.
The Truck driver was unhurt. The daughter-in-law of the accused said his family is waiting for answers and reeling at news of the deadly crash. She said her father-in-law is a longtime driver, a father of three married for 30 years.
“We feel so sorry for the other family,” said the woman, who asked not to be named. “We’re pretty devastated and really feel for them. It’s a pretty awful time right now.”
The truck driver is charged with five counts of dangerous operation of a motor vehicle causing death and refusing to provide a breath sample. He is to appear in court Thursday.
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Thursday, December 6th, 2007 |
A man drowned after his Dumper Truck crashed into a lake.
The police, fire brigade and ambulance service were called to Salt Lane Quarry, near Cliffe, at 2.20pm on Wednesday after reports that a dumper truck had gone into the lake.
The 46-year-old from Dartford was pronounced dead at the scene.
The area has been cordoned to allow a Kent Police and Health and Safety Executive joint investigation to continue.
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Wednesday, December 5th, 2007 |
One person was killed and two others injured after a car smashed into a tow truck parked at the side of westbound Highway 407, east of Bramalea Rd.According to police, the Tow truck was servicing a vehicle with a windshield that had been broken by ice coming off another vehicle.
While the Tow truck was stopped, police say a woman driving a BMW hit the back of the truck. The car rolled onto its roof and slid about 120 metres and collided with a westbound Toyota.
Three people were taken to Brampton Civic Hospital. One person was pronounced dead and two others – including the Tow-truck driver – were treated for minor injuries.
The westbound lanes of Highway 407, from Bramalea Rd. to Highway 427, was closed for much of the day.
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Saturday, December 1st, 2007 |
A Chicago truck driver goes on trial for a deadly pile-up on I-90.
Four years ago, on October 1, 2003, the trucker hit a bus on its way back to Chicago from Rockford. That caused a chain reaction crash. Eight women in the bus died and 12 more were hurt.
The driver of the truck, Vincente Zepeda is charged with reckless homicide. The McHenry County State’s Attorney’s Office tells us his bench trial started Monday afternoon. It should wrap up this week.
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Friday, November 30th, 2007 |
A pickup truck rear-ended a school bus in Calgary’s northeast Thursday morning, but none of the 43 students on board was injured.
The driver was charged with careless driving following the crash, which happened in Country Hills around 9 a.m. as the children were headed to classes. They were transferred to another bus that took them to their elementary school.
Police said glare from the sun and slippery road conditions may have played a role in the accident, which totalled the pickup.
In October, an eight-year-old girl died in a school bus crash when it smashed into a parked gravel truck on Crowchild Trail. Police are still investigating.
Posted in Trucks, accident, drivers | No Comments »
Friday, November 30th, 2007 |
A 50-year-old man was killed after he fell into the barrel of a cement truck that he was cleaning Saturday morning, the according to CNA.
Lin Tu-lung was working at a cement-mixing site located on Anping Road, Hsintien City, and fell into the cement truck while cleaning it. He was found dead when police arrived.
Taipei County Fire Department officials indicated that they had sent firemen to the rescue immediately after it was reported, but Lin was found lifeless on the scene.
Police had the construction site sealed off, and are investigating the exact cause of Lin’s death.
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Friday, November 30th, 2007 |
A five-year-old boy died in Cradock after he fell off a truck he was “surfing” which then drove over him, Eastern Cape police said on Tuesday.
Inspector Cynthia Nkamba said Golvin Block and some friends were hanging onto the back of a moving truck delivering sorghum beer when he fell on Monday morning.
“The truck stopped and reversed, Block fell and was run over. He died instantly,” said Nkamba.
The boys were playing a game popular in townships, which is similar to “train-surfing” - riding on the roof of moving trains.
The truck driver said he was not aware the boys were surfing behind the truck.
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